This article doesn't explain all of the binary system's purpose but for curiosity it's ok. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also utilize a third-party information provider for verification purposes and/or ask for a copy of your driver's license or other identifying documents. wow nader you sure are defending this program, how many people have you referred to it telling them how legit it is? I am all for people being successful. All for helping your neighbor, friend, family or even a perfect stranger. I never have eluded to WFG being a scam. It is my understanding that aegon and Transamerica is using/utilizing a team of people as independent contractors that they do not have to keep on salary or pay benefits and only pay commissions. I don’t believe there is any extensive training given to these new associates and they want these people to go and sign up policies for their friends and family. It is drilled into your brain to go and recruit more people so that more family members and friends can buy policies. So WFG is just a clever arm of these really big insurance firms. Can you make some money in this organization? Absolutely yes. Are there some good products? Absolutely yes. Are there bad products? Absolutely yes.