Thank you for writing this, and im glad I found it. I thought that there would be penalties and taxes on a loan but it seems to be if you just take and early withdrawal. OTC Foreign Trading OTC (over-the-counter) foreign trading refers to UMIR Rule 6.4 (e), which permits a trade to be executed off the Exchange, if one or both Participating Organization/Member client accounts are outside of Canada, provided such trades are reported within a specific time frame to the Exchange for public dissemination of the transaction. The pullback must make a 10 day price low and must have a gap between the high of the 10 day price low and the previous day’s low price. Since we are day trading and not holding positions overnight I’m ok with the stock being in a trading range instead of trending strongly. Guess your not quite so “in the know”?